With the increase in life expectancy, more and more people are either directly or indirectly affected by this topic.<\/p>\r\n\r\n\r\n\r\n
There are figures to prove this: Forecasts show that the number of dependent people is set to increase by 50% between 2000 and 2040 to reach 1.2 million people* between 2000 and 2040<\/p>\r\n\r\n\r\n\r\n
The costs for dependents vary on average between 1 000 and 2 500 \u20ac per month. Unfortunately, the A.P.A. (Personalised Social Independence) which is paid by the State is often not enough (up to a maximum of 1 189.80 \u20ac per month).<\/p>\r\n\r\n\r\n\r\n
Dependency can become a heavy burden for your loved ones to have to bear. Your offspring are required to pay for the costs of dependency as and when it arises.<\/p>\r\n\r\n\r\n\r\n
We can offer you a way of protecting yourself against the risk of losing your independence with a payment of a life annuity if a situation involving partial or complete dependency occurs.<\/p>\r\n\r\n\r\n\r\n
How does this work ?<\/p>\r\n\r\n\r\n\r\n
There are 7 different levels of cover :<\/p>\r\n\r\n\r\n\r\n
Capital initial expenditure : up to 10 500 \u20ac<\/p>\r\n\r\n\r\n\r\n
Age limit for application : before the 76th birthday<\/p>\r\n\r\n\r\n\r\n
Excess : payment starts 3 months after dependency has been confirmed<\/p>\r\n\r\n\r\n\r\n
Waiting periods :<\/p>\r\n\r\n\r\n\r\n
If dependency should arise during this period, then contributions will be reimbursed and the contract will be terminated.<\/p>\r\n\r\n\r\n\r\n
Medical requirements : declaration of Health, Health questionnaire where a positive answer is given in the declaration of Health.<\/p>\r\n\r\n\r\n\r\n
Review of benefits and contributions : these are re-evaluated each year based on the AGIRC index.<\/p>\r\n\r\n\r\n\r\n
After the contract has been in force for 8 years, cover is accepted even if you no longer contribute as and when dependency becomes recognised. In this case, cover is based on the contribution period.<\/p>\r\n\r\n\r\n\r\n
Promotion\u00a0 – 10 % off the contribution amount if your partner applies at the same time and for the same level of cover (same plan and same option)<\/p>\r\n\r\n\r\n\r\n
Cover is progressive based on your level of dependency and is determined by the number of Daily Actions (AVQ) which require assistance by a third party.<\/p>\r\n\r\n\r\n\r\n
Definition of the 6 actions in daily life (AVQ) :<\/p>\r\n\r\n\r\n\r\n
With the increase in life expectancy, more and more people are either directly or indirectly affected by this topic. There are figures to prove this: Forecasts show that the number of dependent people is set to increase by 50% between 2000 and 2040 to reach 1.2 million people* between 2000 and 2040 The costs for…<\/p>\n","protected":false},"author":5,"featured_media":11334,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[241],"tags":[],"class_list":["post-9654","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gerep-news"],"acf":[],"yoast_head":"\n